A WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a sharp decline in its presence. Driven by the boom of online and mobile banking, users are increasingly turning to virtual channels for their financial needs. This shift has resulted to a decrease in branch establishments, and many institutions are merging existing branches to reduce cos

Free cash flow (FCF) is a crucial metric for investors and business operators alike. It demonstrates the actual cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can indicate a healthy and sustainable business, capable of expanding. Understanding how to assess FCF and effectivel